Archive for the ‘apartment’ tag
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Does my friend need help – if so how can I help her to get a life? Or should I not interfere?
I have a friend who is 62 years old. She was a professional in broadcasting until she retired early about seven years ago. She has never married and has never had a boyfriend or girlfriend (“partner”) of any sort – she does have quite a few platonic friends like me but she has always lived alone.
Through shrewd management of her finances my friend now has property and other assets worth well in excess of a million pounds as well as a good pension. She owns two apartments in a high value area of England and lives in one and lets the other.
The lady is generous to others but unbelievably mean to herself. Her apartment is a complete mess with unopened boxes full of junk littering most of the rooms. Her furniture is mostly junk as well and she has never, ever bought any new things for her home. The furnishings and every electrical appliance are second hand – this in an apartment which she owns outright and which is worth some £550,000! What to do? Leave alone? Advice please!
Some really good answers – thanks. A number of you ask whether my friend is happy. She is not. She frets all the time about not making progress in cleaning up her flat (she has been there about 18 months but the boxes are still unpacked!). She can't offer to put up her friends comfortably as guests because she has three bedrooms but no proper guest bed. She won't pay someone to do decorating (etc.) so she thinks that she has to do it herself. Her other flat is unlet at the moment so she frets over the lost income (although she does not need the money!). She hasn't had a proper holiday for years because of her obsession with her property affairs. My friend refuses to listen to anybody including me. She doesn't argue, she just deflects questions by not addressing them. She knows her life is a mess but she won't do anything about it.
The suggestion that she may be suffering from an Obsessive Compulsive Disorder is interesting. What do otheres think? Is this case unique?
Car and home buying advice?
Hi,
1. Is it true that if you're buying a new car for cash that you get a rebate (cash back).
I'm asking because I'm trying to decide between buying a 00 used car and saving to buy a new one in one year or buying a new one with 00 cash back ('08 suzuki xl 7: paying 000 instead of 000) and pay it off in 12 months.
2. what is the best way to get a reliable cheap used car of about 00 to 00 that will not need repairs for 3 years.
3. Also, can one buy/finance a home with only two years of credit history, 6 months of employment history with salary of 00/month, a credit score of 750?
Summary: 'Should I rent an apartment and buy a 00 used car now and get a new home and car in 3 years or should I just go ahead and get the new car now and home because (a) if I rent an apartment, after two to three years, I would have payed over 000 in rent (that would have gone into paying for the home) (b) if I buy a 00 car now, after two to three years, the trade in value will be close to zero, I might as well get a new one now and pay it off in 12 month.
I need suggestions.
THANK YOU.
home and car buying advice?
Hi,
1. Is it true that if you're buying a new car for cash that you get a rebate (cash back).
I'm asking because I'm trying to decide between buying a 00 used car and saving to buy a new one in one year or buying a new one with 00 cash back ('08 suzuki xl 7: paying 000 instead of 000) and pay it off in 12 months.
2. what is the best way to get a reliable cheap used car of about 00 to 00 that will not need repairs for 3 years.
3. Also, can one buy/finance a home with only two years of credit history, 6 months of employment history with salary of 00/month, a credit score of 750?
Summary: 'Should I rent an apartment and buy a 00 used car now and get a new home and car in 3 years or should I just go ahead and get the new car now and home because (a) if I rent an apartment, after two to three years, I would have payed over 000 in rent (that would have gone into paying for the home) (b) if I buy a 00 car now, after two to three years, the trade in value will be close to zero, I might as well get a new one now and pay it off in 12 month.
I need suggestions.
THANK YOU.
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