Plain Finance

Financial Matters made easy

Archive for the ‘credit card’ tag


Rupeetalk.com on CNBC TV18

without comments

one stop shop for all personal finance need and helps customers in comparing and applying for products like Credit Card, personal loan, home loan, business loan, health insurance, life insurance and other investment products. … Rupeetalk “satkam divya” CNBC “TV 18″ “young turks” “personal loan” “credit card” “health insurance” “life insurance” “business loan” “home loan” compare apply “personal finance” finance savings investments ICICI HDFC Kotak Axis “Standard Chartered” “Bajaj allianz …

Banking, Finance & Insurance

with one comment

Loans, Mortgage, Insurance

Written by admin

December 26th, 2009 at 12:41 am

can i get a shared mortgage with possible bad credit?

with one comment

Okay, i’m single and i know i’ll never be able to get a house on my own. I need one thats in a "decent" area as i work as a police officer – no, there is no housing allowance for cops anymore. So, i decided for the next few years to build up some equity and go for a Newbuild Hombuy. I have found a property that i’m interested in and have reserved it. My problem that i’m facing now is getting a mortgage. I’m worried that i wont be able to get my share of the mortgage (£60,000 for a 40% share) as i seem to have bad credit (they say i "dont meet their criteria) – or thats the reason why i can never seem to get a credit card. Yet i have finance on some electricals, pay monthly car insurance, pay monthly rent which i havent missed a payment on any, so how can my credit rating be so bad? About 3 years ago i was paying off a loan, i had to switch the payments to the minimal payments, could this be whats stopping me getting credit cards and a potential mortage. i’m 26, i have no deposit either

we need to move out of our 1 bed property but dont have enough money for a deposit?

with one comment

i currently live wth my fiance and my 2 year old son in surrey. our flat is infested with mould and is just too small for all three of us now, and my son needs his own room. I am currently getting housing benefit but its not alot.
We need to move out to a two bed place asap, and our landlord presently has said he will accept one months notice as he leinant as he does not want to fix the mould problem.
We have no spear cash and all the properties we have looked at all though we can afford the rent of like 700 we cant afford the deposit or all the agency fees etc… wat can we do?????? and ideas????

one more thing i have no one that will lend us the money and cannot get a loan or credit card or any type of finance!

Written by admin

August 22nd, 2009 at 3:17 pm

Im looking to run an escort / amateur video shows?

with one comment

As ive said im looking for a free site to advertise escorting,private dancing, video viewing(amateur) amongst other fetishes, i dont have the finances to get a domain or a used site, so if anyone knows of any i would be very grateful,ive also maxed out my credit card :o ( so that doesnt help. Amyway, plz contact me if you can help,maybe be interested in becoming involved? Male or female.(i mean in designing,or help host it) Also is there any other way to pay if someone wanted to watch a video or book an escort or anything else? If anyone can help that would be great

Written by admin

August 5th, 2009 at 5:39 am

Posted in private finance

Tagged with ,

we need to move out of our 1 bed property but dont have enough money for a deposit?

with one comment

i currently live wth my fiance and my 2 year old son in surrey. our flat is infested with mould and is just too small for all three of us now, and my son needs his own room. I am currently getting housing benefit but its not alot.
We need to move out to a two bed place asap, and our landlord presently has said he will accept one months notice as he leinant as he does not want to fix the mould problem.
We have no spear cash and all the properties we have looked at all though we can afford the rent of like 700 we cant afford the deposit or all the agency fees etc… wat can we do?????? and ideas????

one more thing i have no one that will lend us the money and cannot get a loan or credit card or any type of finance!
our deposit on our new place is nearly 1800 and we will only get back 937, and we wont get that back untill we leave the property so this will not be intime for all the deposit etccc….

Written by admin

July 9th, 2009 at 3:13 pm

Car finance on bad credit – help!?

with one comment

I am looking to buy a car on finance but have some missed payments on my credit card and so have been rejected for finance by my local garage.
Does anyone have any advice about what to do next? I am a tenant in a well paid job.
Help!
Thanks

Written by admin

June 19th, 2009 at 8:10 pm

im in no debt, no credit cards etc, how can i apply for a credit card or finance?

with one comment

hi, im still living with parents, no loans credits cards etc, the only thing i pay out is my mobile phone contract, iv ben applying for credit cards & finance etc & cant get it, can any1 tell me the best place to get a credit card etc so i can get finance???

Written by admin

June 18th, 2009 at 6:01 pm

why do banks need your last 2 bank statements when applying for finance?

with one comment

I applying for a personal loan to pay out my hired purchase loan and the financier need my last 3 months bank statements, i told them i had 1 credit card that appears in the my statement but there is also another credit card from a different bank that appears in the same statement, would the financier see that i had 2 credit cards and can it effect my chances of getting a personal loan?also i have recently changed home loans will the financier know that i have changed and wil that also harm my chances?
If they find i have 2 credit cards not 1 will that effect my chances? or will that make no difference at all?
i havent lied about not having 2 credit cards when he asked me if i have any credit cards i told him yes its linked to my savings account were i do the transfer of payments, i have faxed him all the documents required so i hope i can get approved asap…
They rang me and said they were happy with my documentation and would be calling me to ask a few questions, i havent heard from them as of yet but it seems i would be approved, thanks for all your help

Being under very aggravating financial circumstances, how can I raise from the dead the quickest?

with one comment

I'm over £2,000 in debt with my credit card, in regular minus in my debit card account and also owe about £3,000 to my parents and ex landlords altogether.
I am seriously looking to enter the property business by utilising my property contacts (buyers, investors, finance experts and tenants). I was wondering how I could with a minimal or zero capital investment start building up my fortune in property.
Also, I would like to learn more about investing in shares. Can anybody advise me on investing in shares?


Powered by Yahoo! Answers