Archive for the ‘driving licence’ tag
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Car on Finance?
I want to buy a car on Finance as a suprise birthday present for my partner, but I don't drive or have a driving licence, Is there still a chance of me purchasing a vehicle on finance for this purpose (I AM IN UK)
Roche Commercial Finance – Something Very Fishy (Robert Harwood, Micheal Dresder etc..)?
I have like a mug given these people My Passport, My Parners Driving Licence and £1600 and have had nothing but the stress of waiting for 3 Months.
I have tried company searches, FSA searches, tried to find out what I can from Consumer Credit Licences. The the big clue I guess is that they don't have any registration numbers on their website.
These people are completely unregulated unless they are a subsidiary of another company. I'm not totally sure of the legality since the £25K limit was taken off of the 1974 Concumer Credit act this year. However I'm not sure about the finer points of exemption.
All I want to do is finance a pub leasehold. Now Robert Harwood is trying to pursuade me to buy expensive life insurance from one of his contacts before I can proceed. I am getting very frustrated with them. I could have been told my credit record was crap before I forked over £940 for a "Surveyors Fee".
Last I heard, my Passport is in Germany!!!
Any help welcome.
I've done a little more digging.
Roche Commercial Mortgages are a whole swathe of companies accross London. I've counted about 50 so far. When you call the central calling number advertised on the flashy website. You are actually calling a managed call center owned by Regus (UK) who run a whole pile of virtual offices for several companies from its' office rental suite on the 29th floor of 1 Canada Square. Just look up the address "29th floor" "1 Canada Square" on your favourite search engine.
Thompson online has Micheal Dresder as the proprietor. Thats all I know abour him.
Robert Harwood works from the Clerkenwell offices.
Neither are FSA registered although there is a Robert Harwood who works for Openwork in Swindon but I don't think it's him.
Robert Harwood registered and owns the web domain rochecommercial.com though it's managed by mediatemple.net
I could quite legally register Roche Commercial Finance LTD with companies house and steal their thunder;-)
Compliance officer? I haven't seen details of one.
They're probably unregulated and probably don't even have one. They don't even occupy the offices. It's a glorified P.O. box.
I wan't more information before I knee jerk to a general answer.
I want £70K to buy a pub leashold not months of greying hair and legal wrangling.
Are they regulated or not. I can then at least claim back brokers fees if they are.
It's always easier to see a speck of dust on a table in front of you than on the end of your nose. I think this might be the same for the FSA.
