Archive for the ‘recession’ tag
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Property renovations, repairs, dealing with builders, Money Talks Part 2
www.financemoneybusiness.com In this recession how can you best deal with builders? Barbara Goldsmith gives her tips about renovating, upgrading and building properties.
cantosTV: Commercial property returns near record low of 1974
According to IPD we are precariously close to the worst 12 month performance from the UK commercial property market on record, that was back in 1974. Phil Murray talks to Ian Cullen, the Co-Founding Director, in more detail about the latest figures.
Advice on starting your own business?
As a couple with a young family, we are sick and tired of slaving away for ungrateful employers who do not give us any recognition or reward for our efforts at work. Both of us are in our late 20s. Lately, we have been discussing the possibility of re-establishing a family business of my father that I dissolved when he passed away 4 years ago, once the recession eases.
All the foundations are still in place, and I feel we would not really have to do a lot of work to get it up and running. He was an insurance broker selling a wide range of products and services including mortgages, life assurance, pensions, private medical insurance etc. Before my wife had our first baby, she was studying for her CEMAP which she promptly stopped due to maternity leave. As she has a background in finance having worked with numerous banks, I have encouraged her to start studying for the CEMAP again. Although, I have no specific insurance experience, I have worked as a Research Analyst in the property and finance sectors. I have a Masters degree in Business Management, and have a good level of business knowledge.
Are we thinking along the right lines? What else should we be thinking about? Do I need to do any qualifications if I want to sell insurance products? Any tips would be greatly appreciated. Thanks.
Has Bush Destroyed Our Economy?
According to news reports we are heading for a recession. But we do not need the media to tell us becausde we know it. My neighbour’s homes have been reposessed, they cannot meet the mortgage repayments.Unemployment is on the increase.A Third of our economy is financing War. Trillion to be exact. While property’s in freefall slumped by 30%. What’s going on ? Thousands of our troops have been sent home in body bags always in dead of night they don’t want to publicise the increasing Iraqi death count. Hundreds of thousands of innocent Iraqi civilians have been slaughtered and for what? Oil Green and Dollars. Meanwhile Cheney is smirking all the way to his offshore account to the tune of Billion from the sale of his Haliburton Shares! If that is not blood money I don’t know what is. How can they sleep at night while our young men and women die as their kids part in Palm Beach and the Hamptons not the hell hole that is Basra
http://www.counterpunch.org/roberts01102006.html
Icon ..’Economy doing great’?? yeah right, keep taking the medication. What planet are you on?
‘thegubmint’ or should I call you Cheney??. Send me proof that the former Vice Prez’s Billioon blood money Haliburton profit went to charity.
Maybe his own personal charity in the Cayman Islands perhpas 
truthisback Wake Up! Of course the fact that Bush spends .5 Trillion annualy on Iraq has a knock on effect on the economy. That is a Third of our economy!! Jobs are effected.
We are buying less because we have less money in our pockets, therefore it effects the economy and the job market when businesses go bust.
Naplusultra..you say the ‘war is over’ So why have more troops been returned home in body bags since ‘Mission Accomplished’ was declared three years ago. Why are at least 50 pople being killed daily in iraq and the country in chaos?, with people living in fear of their lives, without jobs, electiricty or running water. So much for the ‘war being over’.
http://biz.yahoo.com/ap/070726/wall_street.html?
This latest financial headlin proves my point. The economy is in freefall. The Dow is down 30%.
Niall Ferguson: The Financial Crisis -4
Niall Ferguson – renowned professor of History and Business Administration at Harvard, Senior Research Fellow at Oxford and the Hoover Institute, and author of “The Ascent of Money: A Financial History of the World” – provides a riveting historical perspective on the financial crisis. He discusses at length: (a) the historically bumpy evolution of the financial system via periodic crisis; (b) the boom-bust cycle of assets prices due to never changing human psyche; (c) the severity of the …
who else agrees with my understanding of ” the recession “?
the recession began because of the greed of directors and managers of the banks we use to look after and manage our money and finances,sure there was a property boom prices of property were constantly rising a good time to buy to invest in property.Banks were eager to lend people money to buy property,the money paid back was considerably more than the money borrowed so bank managers and the like saw this as a boom time for themselves.
I am Mr. General public and I have never pretended to know much about the banking system but I did wonder where all the money was coming from as house prices continued to rise and banks continued eagerly to give morgagesand to lend money it became increasingly obvious that the money did not exist only the prices of real estate existed,the directors and managers of banks new that money existed they were using it to award themselves collosall bonuses in exchange for the bubble,the false economy they were creating, a bubble that was waiting to burst but that was not going to be their problem they received more money as a bonus along with managing directors of many companies than I will earn in a lifetime, this false economy allowed them all to be grossly overpaid.Enough said the bubble burst and we have a recession.
Financial institutions ( banks,places that employ people,shops,companies) now have to face a different reality. the truth being there is not as much money to go round as they had thought. Shares plunge,many people have their work taken away from them, not enough money to pay them anymore, businesses colapse.
Now we have a recession ( over 3 or is it 6 months without economic growth) and it is not likely to go away while general public is scared of spending his money.
Well done the media, news broadcasters and newspapers who seem to revel in being able to tell us (general public) about statistics we do not need to know representing the economic gloom they are helping to create, look at yourself in the mirror Mr.Newscaster and the producers behind you when you continue to stoke the flames of recession.Best advice to general public is to stop watching"the news" which is a form of propaganda in fluencing the way we think and installing the fears of recession which continue to keep the recession going. In time general public will relax again stop living with economic fear and spend money more freely(if they have money) once again thanks to the overpaid directors whose greed started this ball roling and thanks to the media and its employees who make sure recession will last,it makes easy news for them, I expect their jobs are secure
Niall Ferguson: The Financial Crisis -5
Niall Ferguson – renowned professor of History and Business Administration at Harvard, Senior Research Fellow at Oxford and the Hoover Institute, and author of “The Ascent of Money: A Financial History of the World” – provides a riveting historical perspective on the financial crisis. He discusses at length: (a) the historically bumpy evolution of the financial system via periodic crisis; (b) the boom-bust cycle of assets prices due to never changing human psyche; (c) the severity of the …
Which are some suitable jobs if I have these Business Studies and Finance qualifications?
I am 18 years old and have just completed my BTEC National Certificate in Business Level 3 and an IFS Diploma in Financial Studies now looking for a job.
For some reason i just dont think i will be able to get a job in a bank because banks must want very high standards and people with experience plus the recession is making everything worse…
btw if you could give answers related to England.
NO more SCAMS PLZ!
How to get my parents to let me attend private school? Am able to get a reduced fee?
Hi Guys, I am 16 and am at college doing a 20 week course in Business Adminstration and want to go to a school called ‘Wycliffe’. It is an independent private school and is a very well known school. My friend also goes there and thoroughly enjoys it.
I want to go there for a one year course doing Business Studies, Psychology and Religious Studies. The only thing is the price, I think its something like £5,000 a term or something which I know is A LOT of money, especially in the recession. However, after talking to the finance department on the phone, they are considering giving me a reduced price which would be great, the only thing is that I havent told my parents yet =/
Im not sure what to say to them about it, after all it would be their money!
Please Help guys, I really would like to go to this school, If I cant get the reduced price then I would not go, but If i can get the reduced price then I would thoroughly like to go!
Thanks in Advance =)
x
Niall Ferguson: The Financial Crisis -2
Niall Ferguson – renowned professor of History and Business Administration at Harvard, Senior Research Fellow at Oxford and the Hoover Institute, and author of “The Ascent of Money: A Financial History of the World” – provides a riveting historical perspective on the financial crisis. He discusses at length: (a) the historically bumpy evolution of the financial system via periodic crisis; (b) the boom-bust cycle of assets prices due to never changing human psyche; (c) the severity of the …
