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we need to move out of our 1 bed property but dont have enough money for a deposit?
i currently live wth my fiance and my 2 year old son in surrey. our flat is infested with mould and is just too small for all three of us now, and my son needs his own room. I am currently getting housing benefit but its not alot.
We need to move out to a two bed place asap, and our landlord presently has said he will accept one months notice as he leinant as he does not want to fix the mould problem.
We have no spear cash and all the properties we have looked at all though we can afford the rent of like 700 we cant afford the deposit or all the agency fees etc… wat can we do?????? and ideas????
one more thing i have no one that will lend us the money and cannot get a loan or credit card or any type of finance!
our deposit on our new place is nearly 1800 and we will only get back 937, and we wont get that back untill we leave the property so this will not be intime for all the deposit etccc….
My husband and I are looking for a new home as well- granted we live in Louisiana—I imagine other options still apply for your area, too.
Some housing loans don’t require a down payment…. Have you met with a realtor? They will sit down with you and explain what/if any of your options are…most will make an effort to really help you. A house versus an another apartment might be the best route. (??) Rent in this area is insane…I know a couple of people that pay way more in rent per month than I do on our home mortgage.
And if it’s your first time buying a house… you might be able to get that $8,000 tax credit.
Good luck! Sounds like you and your family definitely need some room to grow!